Which scenario describes eligibility for a Health Savings Account (HSA)?

The scenario describing eligibility for a Health Savings Account (HSA) is that an individual must not have any other comprehensive medical coverage. To qualify for an HSA, a person must be covered under a high-deductible health plan (HDHP) and cannot have any additional health coverage that is not a qualified HDHP. This requirement is in place to ensure that the tax advantages of an HSA are utilized appropriately and that individuals are incentivized to engage with high-deductible plans, which are designed to make individuals more conscious about healthcare spending.

Other scenarios, such as being enrolled in any health plan, claiming dependent status on someone else's tax return, or being under 30 years of age, do not meet the criteria for HSA eligibility. For example, being enrolled in any health plan would disqualify an individual who is not in an HDHP, while dependent status does not impact eligibility directly as long as the individual meets the HDHP coverage requirement. Age also does not affect HSA eligibility unless it pertains to a specific type of HDHP aimed at young adults, but simply being under 30 is not a determining factor.