Which of the following benefits can be covered by a limited policy?

Prepare for the North Dakota Health Insurance Exam with questions designed to enhance learning and confidence. Understand key concepts and get ready for your licensing test!

A limited policy is designed to provide specific, sometimes narrower coverage options as compared to comprehensive health insurance plans. These policies often focus on particular types of care or services, which can make them more affordable but also more restrictive in terms of the scope of coverage.

In this context, coverage for prescription drugs is commonly included in limited policies. Many limited plans target specific medical needs or outline particular benefits, and prescription drugs frequently fall within this category. This focus allows insured individuals to receive necessary medications while managing costs associated with more comprehensive plans.

On the other hand, benefits like comprehensive mental health treatment, long-term care, and preventive care services are generally encompassed in broader health insurance frameworks rather than limited policies. These services tend to demand more extensive coverage due to their complexity and the types of care they provide, which is a reason they are not as typical in limited health insurance plans.

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