Which benefit covers medical treatment and rehab for work-related injuries?

Prepare for the North Dakota Health Insurance Exam with questions designed to enhance learning and confidence. Understand key concepts and get ready for your licensing test!

Workers' Compensation is designed specifically to cover medical expenses and rehabilitation costs associated with work-related injuries or illnesses. This type of insurance provides benefits to employees who are injured while performing job duties, ensuring they receive the necessary medical treatment without incurring out-of-pocket expenses.

The program's primary goal is to ensure that injured workers can access timely and appropriate medical care to facilitate their recovery and return to work. Additionally, it may also offer wage replacement benefits during the period when an employee is unable to work due to their injury.

In contrast, options like short-term and long-term disability insurance provide financial support for a broader range of health issues, not specifically tied to workplace injuries. Health insurance generally covers a variety of medical treatments but does not specialize in injuries sustained at work unless it is under the worker's compensation framework. Hence, Workers' Compensation is the correct choice for covering medical treatment and rehabilitation related to work injuries.

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