What type of benefits does the Social Insurance Supplements (SIS) rider provide?

The Social Insurance Supplements (SIS) rider is designed to provide monthly benefits that fill in the gap during the temporary absence of social benefits, such as those available from Social Security. When a policyholder is eligible for Social Security benefits but has not yet started receiving them—perhaps due to a waiting period or other delays—the SIS rider ensures that the individual continues to receive an income stream. This rider serves as a bridge, offering financial support until the social benefits commence, thus helping policyholders maintain their financial stability during critical transitional periods.

Other benefits described in the incorrect options do not align with the functionality of the SIS rider. Benefits that supplement a retiree's income pertain more broadly to retirement planning and income adjustments and don’t focus specifically on the temporary nature of social benefit delays. Coverage for long-term care services pertains to a different aspect of health insurance entirely, while benefits exclusively for full-time workers do not describe the SIS rider's purpose or intended user base.