What is the primary purpose of the Comprehensive Health Association of North Dakota (CHAND)?

The Comprehensive Health Association of North Dakota (CHAND) primarily serves to provide health insurance benefits specifically targeted at high-risk individuals who may face difficulties securing coverage through standard insurance markets. This initiative is crucial for those who have pre-existing conditions or other factors that make them less attractive for traditional insurance options.

CHAND aims to ensure that all citizens, regardless of their health status, can obtain necessary medical coverage. By focusing on high-risk individuals, CHAND supports the larger public health goal of reducing the number of uninsured and providing access to essential health services, thus contributing to overall community health.

This purpose is distinct from merely offering life insurance, which has different objectives and regulations, and is not specific to health coverage. Similarly, regulating insurance companies falls under the duties of the state insurance department rather than CHAND. Lastly, dental insurance coverage, while important, is not the primary focus of CHAND, which centers on comprehensive health care coverage.