What is the primary focus of the Essential Health Benefits (EHB) requirement?

The primary focus of the Essential Health Benefits (EHB) requirement is to ensure that all health plans cover a standard set of services. This requirement was established under the Affordable Care Act (ACA) to provide a baseline of health coverage across different insurance plans, making sure that consumers have access to a wide range of essential health services. By mandating that these services be included, the EHB helps to meet the healthcare needs of individuals and families, promoting health equity and access to necessary care. This standardization also allows individuals to compare insurance plans more easily, knowing they will receive a minimum level of coverage. The EHB includes categories such as emergency services, maternity and newborn care, and mental health services, among others, highlighting the comprehensive nature of the coverage intended for all policyholders.