What benefit does the SIS rider provide specifically during the benefit period?

The SIS rider, or Specialized Income Supplement rider, provides supplemental income to policyholders if they are unable to receive social benefits due to various circumstances, such as a waiting period or denial of claims. This is especially beneficial during the benefit period, which is the timeframe in which an individual is actively receiving benefits under their health insurance policy.

Having this rider ensures that individuals have a safety net in place to help them manage their financial responsibilities and cover essential living expenses while they are unable to work or receive expected social benefits. This feature offers peace of mind to policyholders, knowing they will still have financial support during challenging times related to their health or disability.

The other options refer to different types of coverage or financial assistance that do not align with the specific function of the SIS rider. Increased hospital coverage pertains to enhanced medical services, immediate access to long-term care focuses on care availability rather than income support, and an emergency fund for medical bills refers to funds set aside for unforeseen expenses rather than ongoing income replacement.