Medicare Part C is also known as what?

Prepare for the North Dakota Health Insurance Exam with questions designed to enhance learning and confidence. Understand key concepts and get ready for your licensing test!

Medicare Part C is known as a Medicare Advantage plan because it provides an alternative way for individuals to receive their Medicare benefits. Instead of obtaining coverage through traditional Medicare (Parts A and B), beneficiaries can choose a Medicare Advantage plan, which is offered by private insurance companies approved by Medicare. These plans often include additional benefits, such as vision, dental, and wellness programs, that are not covered by original Medicare.

Selecting a Medicare Advantage plan allows for coordinated care, as these plans typically operate within networks of providers. This can simplify the process for beneficiaries, who may enjoy more comprehensive coverage with a single plan. The term "Medicare Advantage" reflects the fact that these plans offer an advantage by combining coverage from Parts A and B, and sometimes Part D as well, into one streamlined plan.

The other options relate to different aspects of Medicare coverage. Supplemental plans are designed to cover costs that traditional Medicare does not, such as copayments and deductibles. Prescription Drug plans specifically cover medication costs and are associated with Part D of Medicare. Long-Term Care plans focus on providing care services for individuals with chronic illness or disabilities, which is outside the scope of standard Medicare.

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