In a pre-paid MEP, what is the term often used to describe patients?

In a pre-paid medical expense plan (MEP), the term "subscribers" or "participants" is commonly used to describe patients. This terminology reflects the relationship that patients have with the plan, as they are typically enrolling or subscribing to access a particular set of healthcare services under a pre-defined structure of coverage.

Using "subscribers" emphasizes the commitment of individuals to pay a premium in exchange for health care benefits, thus enhancing the understanding that they are active participants in a system designed to manage healthcare costs effectively. Patients are not merely passive recipients of healthcare, but rather engage in a contractual relationship with the pre-paid plan, indicating a more proactive role in their healthcare financing.

The other terms mentioned, while relevant in different contexts, do not capture the essence of the relationship between the patients and the pre-paid MEP as accurately as subscribers or participants. "Clients" might imply a more transactional relationship that doesn’t focus on the ongoing financial commitment. "Members" or "insureds" could apply in broader contexts but don’t specifically highlight the participatory aspect as well. Lastly, the terms "employees" or "dependents" focus on the status of individuals within an employment context or as beneficiaries, which does not directly describe their role within a