How long can partial disability benefits typically last?

Partial disability benefits are designed to support individuals who can still work but are limited in their capacity due to a disability. The duration of these benefits can vary depending on the specific policy and the circumstances surrounding the disability.

Typically, partial disability benefits are offered for a limited period, often lasting 3 to 6 months. This timeframe aligns with the expectation that individuals may be able to recover and return to their full capacity within this duration, or at least that they will have sufficiently adjusted to their new limitations. Insurers may set this limit based on data and trends regarding recovery times for various conditions.

While some policies might extend beyond this period, the more standard durations are confined to the 3-6 months range, reflecting the typical approach in many health insurance plans rather than indefinite support. Longer durations, such as 1-2 years or indefinitely, are more commonly associated with total disabilities rather than partial ones, where continuous inability to work is a central factor for ongoing compensation.